USA 2026 calculator
US Paycheck / Take-Home Pay Calculator
Estimate take-home pay for a US employee using 2026 federal brackets, standard deductions and FICA. This quick tool keeps state tax as an optional withholding field because state rules vary widely.
This tool provides an estimate for informational use. Check official federal, state, school, employer or medical sources before relying on results.
FAQ
Does this calculate state income tax automatically?
No. State income tax is entered as an optional withholding amount because state rules, allowances and local taxes vary by location.
What federal numbers are used for USA 2026?
The estimator uses 2026 standard deductions, federal brackets, Social Security wage base and employee FICA rates.
Is this the same as payroll withholding?
No. Employer payroll systems use Form W-4 and IRS withholding tables. This is a planning estimate.
Why is take-home pay different from my paystub?
Benefits, retirement contributions, insurance, state rules, local taxes and W-4 settings can change actual withholding.